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Finance

Home loans: Refinance or apply for a mortgage


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Your home journey starts here

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Buying a home

Buying a home can be a truly rewarding experience. It’s also one of the biggest investments you’ll make. From finding your new place to getting the keys – we’re here to help.

 

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Affordability isn’t just about mortgage payments. This tool will help to determine what commitment fits your lifestyle.

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You can get prequalified before you complete a full mortgage application — we make it quick and easy.

Mortgage Process Overview

A quick summary of the mortgage process to get you started.

Mortgage process overview VideoOpens Overlay ]]]]]]>]]]]>]]>

Some of our products and features might be different depending on your location. With your ZIP code, we can make sure the information you see is accurate. ]]]]]]>]]]]>]]>

Current Mortgage Rates for Purchase

Want to know Mortgage rates for purchase?

Get a more accurate rate by entering your ZIP code of the home you’re looking to purchase.

We don’t know who you are. Please tell us your ZIP code to see your local rates.

Enter Valid 5-digit ZIP code

ZIP code

not your ZIP code? Change your ZIP code ]]]]]]>]]]]>]]> Browse today’s current mortgage interest rates for purchase ]]]]]]>]]]]>]]>

Today’s purchase interest rates for your local area

LOAN TYPE

RATE

APR 30 year Fixed XXX% XXX% 15 year Fixed XXX% XXX% 30 year FHA XXX% XXX% 7/6 month ARM XXX% XXX% 5/6 month ARM XXX% XXX% 30 year Jumbo XXX% XXX% 10/6 Interest only Jumbo ARM XXX% XXX% ]]]]]]>]]]]>]]>

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.

Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,000 with a down payment of 3.5%. 30 year fixed jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit See estimated monthly payments. See estimated monthly payments

Depending upon your credit profile, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.

LOAN TYPE 30 year Fixed

RATE XXX

APR XXX

LOAN TYPE 15 year Fixed

RATE XXX

APR XXX

LOAN TYPE 30 year FHA

RATE XXX

APR XXX

LOAN TYPE 7/6 month ARM

RATE XXX

APR XXX

LOAN TYPE 5/6 month ARM

RATE XXX

APR XXX

LOAN TYPE 30 year Jumbo

RATE XXX

APR XXX

LOAN TYPE 10/6 Interest only Jumbo ARM

RATE XXX

APR XXX ]]]]]]>]]]]>]]>

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.

Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,000 with a down payment of 3.5%. 30 year fixed jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit See estimated monthly payments. See estimated monthly payments

Depending upon your credit profile, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.

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Browsers differ, but you can usually enable your cookies  in your browser’s privacy settings (Usually under the Options or Settings menu for your browser)

Once you’ve updated your cookies, refresh this page to continue. ]]]]]]>]]]]>]]>

We weren’t able to find rates for your area Please try again with a different ZIP code ]]]]]]>]]]]>]]>

Some of our products and features might be different depending on your location. With your ZIP code, we can make sure the information you see is accurate. ]]]]]]>]]]]>]]>

Current Home Refinance Rates

Want to know Mortgage rates for refinance?

Get a more accurate rate by entering your ZIP code of the home you’re looking to refinance.

Please tell us your ZIP code to see your local rates.

Enter Valid 5-digit ZIP code

ZIP code

not your ZIP code? Change your ZIP code ]]]]]]>]]]]>]]> Browse today’s current mortgage interest rates for refinance

Refinance rates for as of Get a customized rate and payment ]]]]]]>]]]]>]]>

Today’s refinance interest rates for your local area

LOAN TYPE

RATE

APR 30 year Fixed XXX% XXX% 15 year Fixed XXX% XXX% FHA XXX% XXX% 7/6 month ARM XXX% XXX% 5/6 month ARM XXX% XXX% 30 year Jumbo XXX% XXX% 10/6 Interest only Jumbo ARM XXX% XXX%

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any points. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.

Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan to value of 75%. 30-year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan to value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which as a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Depending upon your credit profile, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase. ]]]]]]>]]]]>]]>

LOAN TYPE 30 year Fixed

RATE XXX

APR XXX

LOAN TYPE 15 year Fixed

RATE XXX

APR XXX

LOAN TYPE FHA

RATE XXX

APR XXX

LOAN TYPE 7/6 month ARM

RATE XXX

APR XXX

LOAN TYPE 5/6 month ARM

RATE XXX

APR XXX

LOAN TYPE 30 year Jumbo

RATE XXX

APR XXX

LOAN TYPE 10/6 Interest only Jumbo ARM

RATE XXX

APR XXX

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any points. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.

Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan to value of 75%. 30-year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan to value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which as a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Depending upon your credit profile, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase. ]]]]]]>]]]]>]]>

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We need cookies

We use cookies to give you a more customized online experience.  Learn more about why we use cookies.

Browsers differ, but you can usually enable your cookies  in your browser’s privacy settings (Usually under the Options or Settings menu for your browser)

Once you’ve updated your cookies, refresh this page to continue. ]]]]]]>]]]]>]]>

We weren’t able to find rates for your area Please try again with a different ZIP code ]]]]]]>]]]]>]]>

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