How to read our rates
The mortgage rates shown assume a few basic things, including:
- You have very good credit (a FICO® Score of 740+) and a specific down payment amount for your loan type.1
- Your loan is for a single-family home as your primary residence.
- You will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with a mortgage loan officer to learn more about mortgage points.
Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for our different mortgage loan offers. If you decide not to purchase mortgage discount points at closing, your interest rate may be higher than the rates shown here. To learn more about rates and to see what you may qualify for, contact a mortgage loan officer.